Cash Advance

WHAT IS IT?

Fast Access to Working Capital — Without the Wait

A Merchant Cash Advance (MCA) gives your business quick access to funding based on future credit card or debit card sales. It’s not a loan—it’s an advance on your projected revenue, making it ideal for businesses with strong daily sales that need fast capital without the red tape of traditional financing.

Who Is It For?

Merchant Cash Advances are perfect for small businesses that:

  • Process frequent credit/debit card transactions
  • Need immediate access to capital
  • May not qualify for traditional loans
  • Want flexible repayment tied to daily sales

 

Common industries that use MCA include:

  • Restaurants
  • Retail stores
  • Beauty salons
  • Auto repair shops
  • Medical and dental practices

Common Uses

  • Purchasing inventory or supplies
  • Covering payroll or rent
  • Renovating or upgrading equipment
  • Launching a marketing campaign
  • Handling seasonal slowdowns or emergencies

Key Benefits

✔️ Fast approval—funding in as little as 24–48 hours
✔️ No personal collateral required
✔️ Payments adjust with your daily revenue
✔️ No restrictions on how you use the funds
✔️ Perfect for short-term needs or urgent expenses

Faq´s

How is it different from a traditional loan?

An MCA is an advance based on sales, not a lump sum loan with fixed monthly payments.

What’s required to qualify?

A history of consistent credit/debit card sales and a short application process.

Is there a credit check?

Usually yes, but MCAs are often available to those with less-than-perfect credit.

How do I repay it?

Through a fixed percentage of your daily card sales—automatically deducted.

How soon can I get funded?

Most approvals and fundings are completed within 1–2 business days.

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