A Merchant Cash Advance (MCA) gives your business quick access to funding based on future future daily revenue streams. It’s not a loan—it’s an advance on your projected revenue, making it ideal for businesses with strong daily sales that need fast capital without the red tape of traditional financing.
Merchant Cash Advances are perfect for small businesses that:
Common industries that use MCA include:
✔️ Fast approval—funding in as little as 24–48 hours
✔️ No personal collateral required
✔️ Payments adjust with your daily revenue
✔️ No restrictions on how you use the funds
✔️ Perfect for short-term needs or urgent expenses
An MCA is an advance based on sales, not a lump sum loan with fixed monthly payments.
A history of consistent credit/debit card sales and a short application process.
Usually yes, but MCAs are often available to those with less-than-perfect credit.
Through a fixed percentage of your daily card sales—automatically deducted.
Most approvals and fundings are completed within 1–2 business days.